Individual Clients >> Youth Bank >> Educational Loan
BSGV is happy to offer Educational and MBA loans to ambitious and goal-oriented young people planning to continue their education.
BSGV educational programs is a unique offer, which gives you a chance to concentrate on the learning process, while we take care of your financial issues.
EDUCATIONAL LOAN provides you an opportunity to get:
- first and second higher education in Russia
- Bachelor degree abroad - career development courses in Russia - foreign language courses abroad - MBA degree in Russia Educational loan at BSGV: - loans are granted in different currencies - rubles, US dollars or euro - loan amount: from RUR 45 000 to RUR 750 000 (or equivalent) - loan term from 1 to 6 years , including grace period - standard interest rates: 14% in rubles ,12% in US dollars or 13% in euro - cashless transfer of loan amount to the account of educational institution Advantages of BSGV educational loan: - covers up to 90% of tuition fees in Russia
- grace period up to 24 months, during which only interest paid - possibility to apply for educational loan on any level of studies - ability to receive loan in tranches (credit line) - unique loan disbursement fee - wide range of partner educational programs - direct debit of loan installments from client’s current account BSGV ÌÂÀ loan allows young people to continue their studies and gain broad experience and profound knowledge at the best international business schools.
MBA LOAN provides you an opportunity to get:
- MBA or Master’s Degree abroad (Law, Banking and Finance, Hotel management, IT, etc.) - Doctor’s Degree at one of the best foreign business schools MBA loan at BSGV: - loan amount from EUR 5 000 up to EUR 50 000 or equivalent in USD
- loan term from 1 to 6 years , including grace period - standard interest rates: 12% in US dollars,13 in euro - cashless transfer of loan amount to the account of educational institution abroad Advantages of BSGV MBA loan:
- covers up to 100% of tuition fees
- grace period up to 24 months, during which only interest paid - possibility to apply for educational loan on any level of studies - ability to receive loan in tranches (credit line) - unique loan disbursement fee - wide range of partner educational programs - direct debit of loan installments from client’s current account
Security of the educational loan is life and disability risk insurance for loan term and outstanding loan amount increased by 10%. Beneficiary under life insurance policy is the Creditor.
Borrower is able to secure educational loan by providing insurance policy to the bank or to choose consumer loan without security in the form of life insurance.
The insurance policy may be issued by any insurance company or by the insurance company, recommended by the bank.
Interest rate is standard:
- if insurance policy is issued by the insurance company recommended by the bank;
Interest rate is standard +3%:
- if insurance policy issued by any insurance company;
- if borrower chooses loan without security in the form of life insurance
Your expenses:
Information for clients:
|
