BSGV offers you to open a fixed-term deposit and make your money work! We offer you 2 types of fixed-term deposit: "Optimal" and "Liberte".
BSGV is advantageous:
- Fixed-term deposit account opening in different currencies - US dollars, euros or rubles - upon your choice
- floating interest rate calculated upon the term of the deposit
- possibility of deposits' replenishment
- possibility of partial withdrawal from "Liberte" deposit, in this case minimum amount of partial withdrawal is not limited
- minimal deposit for "Optimal": 1 000 US dollars, 1 000 euros or 30 000 rubles
- minimal deposit for "Liberte": 10 000 US dollars, 10 000 euros or 300 000 rubles
- no limit on maximal deposit
BSGV is convenient:
- minimum deposit term: 1 month
- maximum deposit term: 3 years for US dollars, 2 years for deposits in rubles and 1 year for deposits in euro
- possibility of automatic prolongation of the deposits
- flexible investment schedule: from 31 to 1 095 days
- early closing of the deposit on your request
Rates and tariffs for Fixed-Term deposit "Optimal":
(valid from 07.06.2010)
|
Term/ Rate (percent per annum) |
|
Currency |
Minimum deposit amount |
31 days |
91 days |
181 days |
271 days |
366 days |
730 days |
1096 days |
| RUB |
30 000 |
3,50 |
4,25 |
4,50 |
4,75 |
5,25 |
6,50 |
- |
|
EUR |
1 000 |
0,25 |
0,75 |
1,00 |
1,25 |
1,50 |
- |
- |
|
USD |
1 000 |
1,00 |
1,75 |
2,45 |
2,90 |
3,50 |
4,50 |
4,50 |
|
All amounts, terms and currencies |
Early repayment rate
0,01 | Rates and tariffs for Fixed-Term deposit "Liberte":
(valid from 07.06.2010)
Term/ Rate (percent per annum) |
|
Currency |
Minimum deposit amount |
31 days |
91 days |
181 days |
271 days |
366 days |
730 days |
1096 days |
| RUB |
300 000 |
3,50 |
3,75 |
4,00 |
4,25 |
4,75 |
6,00 |
- |
|
EUR |
10 000 |
0,25 |
0,50 |
0,75 |
1,00 |
1,25 |
- |
- |
|
USD |
10 000 |
0,50 |
1,25 |
1,95 |
2,40 |
3,00 |
4,00 |
4,00 |
All amounts, terms and currencies |
Early repayment rate
0,01 |
Disclaimer
For more detailed information on our rates please do not hesitate to contact our Call Center.
Interest payment procedure:
- Payment of interest is made on the maturity date only: when closing the account or extending the Fixed-term deposit agreement
- Upon prolongation of the Fixed-term deposit, you are free to choose the regime of your preference:
1. Transfer the interest to your current account (without interest capitalization).
2. Add the interest to the Fixed-term deposit amount (with interest capitalization).
The way it works:
- In order to announce your wish to make a fixed-term deposit you can contact BSGV Call Center. The operator will arrange an appointment with your personal manager at one of the bank’s branches.
- If you are not BSGV client, you will need to open a current account.
- You make a deposit equal or exceeding the minimal deposit amount established by the bank to your current account.
- The fixed-term deposit contract is signed.
- The bank transfers your deposit from the current account to your Fixed-term deposit account.
- The interest is calculated from the day following the date of deposit entry to your Fixed-term deposit account.
Related Products:
- Current account - the basic means connecting the bank with its clients.
- Banking Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies.
- Savings deposits "Etalon", "Etalonchik", "Etalon Junior" and "Etalon Auto +"
- Fixed-Term deposits "Special' and "Exclusive"
- Fixed-Term deposit "Synergy" |
