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BSGV offers you to place a new fixed-term deposit "Exclusive" which gives you a possibility to receive a stable monthly income.
Fixed-Term deposit "Exclusive"
Fixed-Term deposit " Exclusive " is placed for the term of 3 months till 1 year. You can easily calculate your income depending on the amount, the rate and the term.
Advantages of Fixed-Term deposit "Exclusive":
- monthly payment of interest
- floating interest rate calculated upon the term of the deposit
- no limit on maximum deposit amount
- the rate is greater than for some other fixed-term and savings deposits of BSGV
Conditions of placement of Fixed-Term deposit "Exclusive":
- minimum deposit term: 3 months
- maximum deposit term: 1 year
- the deposit is placed in RUB, USD or EUR
- possibility of automatic prolongation of the deposit
- early closing of the deposit on your request
Rates and tariffs for Fixed-Term deposit " Exclusive ":
Term/ Rate (percent per annum) |
|
Currency |
Minimum deposit amount |
31 days |
91 days |
181 days |
271 days |
366 days |
730 days |
1096 days |
|
RUB |
2 500 000 |
- |
7,25 |
7,75 |
8,25 |
8,75 |
- |
- |
|
EUR |
80 000 |
- |
0,50 |
1,00 |
1,50 |
2,00 |
- |
- |
|
USD |
80 000 |
- |
2,00 |
2,70 |
3,15 |
3,75 |
- |
- |
|
All amounts, currencies and terms |
Early repayment rate
0,01 |
|
Replenishment/ Partial withdrawal |
not allowed |
|
Payment of interest |
at maturity |
Interest payment procedure:
- Payment of interest is made on a monthly basis to the current account (without capitalization)
- Upon an early repayment of the deposit BSGV returns you the deposit amount and interest accrued on the basis of the early repayment rate, the difference between the interest previously paid and the interest accrued on the basis of the early repayment rate will be debited from the current account on the date of the deposit closure.
Fixed-Term deposit "Special"
Fixed-Term deposit "Special" is placed for the term of 1 month till 1 year. You can easily calculate your income depending on the amount, the rate and the term.
Advantageous of Fixed-Term deposit "Special":
- floating interest rate calculated upon the term of the deposit
- minimum deposit for "Special": 30 000 rubles
- no limit on maximum deposit
- the rate is greater than for some other fixed-term and saving deposits of BSGV
Condition of placement of Fixed-Term deposit "Special":
- minimum deposit term: 1 month
- maximum deposit term: 1 year
- the deposit is placed only in RUB
- possibility of automatic prolongation of the deposit
- early closing of the deposit on your request
Rates and tariffs for Fixed-Term deposit "Special":
|
Term/ Rate (percent per annum) |
|
Minimum deposit amount (RUB) |
31 days |
91 days |
181 days |
271 days |
366 days |
730 days |
1096 days |
|
30 000 |
- |
7,00 |
7,50 |
8,00 |
8,50 |
- |
- |
|
All amounts and terms |
Early repayment rate
0,01 |
|
Replenishment/ Partial withdrawal |
not allowed |
|
Payment of interest |
at maturity |
Disclaimer
For more detailed information on our rates please do not hesitate to contact our Call Center.
Interest payment procedure:
- Payment of interest is made on the maturity date only: when closing the account or extending the Fixed-term deposit agreement
- Upon prolongation of the Fixed-term deposit, you are free to choose the regime of your preference:
1. Transfer the interest to your current account (without interest capitalization).
2. Add the interest to the Fixed-term deposit amount (with interest capitalization).
The way it works:
- In order to announce your wish to make a Fixed-term deposit you can contact BSGV Call Center. The operator will arrange an appointment with your personal manager at one of the bank’s branches.
- If you are not BSGV client, you will need to open a current account.
- You make a deposit equal or exceeding the minimal deposit amount established by the bank to your current account.
- The Fixed-term deposit contract is signed.
- The bank transfers your deposit from the current account to your Fixed-term deposit account.
- The interest is calculated from the day following the date of deposit entry to your Fixed-term deposit account.
Related Products:
- Current account - the basic means connecting the bank with its clients.
- Banking Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies.
- Savings deposits "Etalon", "Etalonchik", "Etalon Junior", "Etalon Auto+"
- Fixed-term deposits "Optimal" and "Liberte" |
