BSGV is happy to announce about the launch of new saving deposit "Etalon Avto+" and savings deposits for children “Etalonchik” and “Etalon Junior” in the frames of savings deposits’ line “Etalon”.
|
Savings deposit “Etalon Avto+”
Savings deposit “Etalon Avto+” is a possibility to open a savings deposit and to receive a car loan under lower rate in future.
Profitable conditions:
Accessibility - You can deposit or withdraw funds from deposit account any time you want
Easiness - You can use BSGV Direct to make operations with your deposit
Profitability – With “Etalon Avto+” you can receive additional benefits while car purchase
“Etalon Avto+” allows increasing your profit owing to advantageous conditions and interest rates and having benefits while making a car purchase: - reduction of standard car loan rate by 0,5% under the condition of deposit period from 6 months to 1 year; |
- reduction of standard car loan rate by 1% under the condition of deposit period of 1 year and more;
- not only you, but also your relatives and friends are able to benefit from these advantages;
- above mentioned conditions are valid till 31.12.2010
Main conditions of savings deposits "Etalon Avto+”
|
Minimum deposit amount |
150 000 RUB |
|
Maximum deposit amount |
Not envisaged |
|
Annual interest rate (RUB)
|
7% |
|
Deposit term
|
3 years + 1 day |
|
Replenishment
|
Possible |
|
Minimum amount of replenishment |
Not limited
|
|
Minimum amount of partial withdrawal
|
Not limited |
|
Interest payment
|
Monthly |
|
BSGV Direct:
replenishment/ partial withdrawal |
Possible |
|
Interest capitalization/ interest payment on current account
|
Possible |
|
Automatic prolongation
|
Yes |
|
Early cancellation of deposit
|
Rate doesn’t change
|
Savings deposit "Etalon"
Savings deposit "Etalon" combines the possibility of getting a stable income along with unlimited possibility of deposit control.
Profitable conditions:
Accessibility - You can deposit or withdraw funds from deposit account any time you want
Easiness - You can use BSGV Direct to make operations with your deposit
Profitability - Really interesting rates which don't change when you withdraw funds from your deposit account
Main conditions of Savings deposit "Etalon":
|
Minimum deposit amount |
1000 RUB, 100 USD/EUR
|
|
Maximum deposit amount
|
Not limited |
|
Replenishment
|
Possible |
|
Annual interest rate
|
7% RUB, 2,00% EUR, 2,75% USD |
|
Deposit term
|
3 years + 1 day |
|
Partial withdrawal (till the level of Minimum
deposit amount) |
Possible |
|
Minimum amount of replenishment
|
Not limited |
|
Minimum amount of partial withdrawal
|
Not limited |
|
Interest payment
|
Monthly |
|
BSGV Direct:
replenishment/ partial withdrawal |
Possible |
|
Automatic prolongation of the agreement
|
Yes |
Early cancellation of deposit
|
Rate doesn’t change |
Savings deposits “Etalonchik” and “Etalon Junior”
Savings deposits “Etalonchik” and “Etalon Junior” present the possibility to manage accounts of your family and provide stable future of your children.
Profitable conditions:
Reliability – You may entrust your funds to the Bank and save the necessary amount for payment of your child’s education
Accessibility - You can deposit or withdraw funds from deposit account any time you want
Easiness - You can use BSGV Direct to make operations with your deposit
Savings deposits for your children “Etalonchik” and “Etalon Junior” will help to make a significant contribution in their future today.
Deposits “Etalonchik” and “Etalon Junior” may be opened by legal representative of a child (mother, father, tutor, trustee) or by his grandmother and grandfather. A child is able to submit a demand to the deposit upon the attainment of 14 – 18 years correspondingly. “Etalon Junior” could also be opened by the child himself at the age of 14 – 18 years with the approval of his legal representative/ grandparent.
Main conditions of savings deposits "Etalonchik” and “Etalon Junior”:
|
Deposits for your children
|
“Etalonchik” |
”Etalon Junior”
|
|
Minimum deposit amount
|
1000 RUB
|
1000 RUB |
|
Maximum deposit amount
|
500 000 RUB |
1 000 000 RUB
|
|
Deposit term
|
3 years + 1 day
|
1 year + 1 day |
|
Annual interest rate (RUB) |
8%
|
9%
|
|
Replenishment
|
Possible *
|
|
Partial withdrawal
|
Possible **
|
|
Minimum amount of replenishment
|
Not limited |
|
Minimum amount of partial withdrawal
|
Not limited |
|
Interest payment
|
Monthly |
|
BSGV Direct:
replenishment/ partial withdrawal
|
Possible |
|
Interest capitalization/ interest payment on current account
|
Possible |
|
Child’s age
|
From 0 to 14 years |
From 14 to 18 years
|
|
Automatic prolongation
|
Yes
(until the child is 14 years) |
Yes
(until the child is 18 years)
|
|
Early cancellation of deposit
|
Rate doesn’t change |
For deposit opening a client should provide the Bank with documents, proving depositor’s identity and birth certificate of a child.
* Up to maximum deposit amount
** Up to minimum deposit amount
Feel free to contact your personal manager to know more about this product.
Related Products:
|
