Banque Societe Generale Vostok and Societe Generale Insurance, acting in Russia as CJSIC “Sojuznik”, are offering to all BSGV card holders to benefit from a unique product offer DEFENSE – insurance from risks, connected to using banking card. With this offer, BSGV cardholders may protect themselves and their funds from fraudulent use of the lost plastic card, as well as from assault after ATM withdrawal. Participation in the program is voluntarily and suggest also reimbursement of additional expenses occurred due to loss of your card.

In case of unauthorized use of your BSGV card by third parties, CJSIC “Sojuznik” on behalf of Societe Generale Insurance will reimburse your expenses taken to block the card, as well as compensate you for the funds fraudulently used after card loss till the moment of your call to BSGV for its blocking (within 48 hours).

In case of robbery of cash withdrawn in ATMs, CJSIC “Sojuznik” will compensate you for the stolen amount if a robbery committed with violence took place no later than 48 hours after cash withdrawal.

Insurance service is available in 2 options in order to meet the needs of clients with different card use habits.

Who is eligible for the insurance program?

Any BSGV banking card holder (including supplementary cards holders). Program is not available for MasterCard Maestro and Visa Electron cards.

How does the program work?

Insurance coverage is effective worldwide.

Insurance coverage is paid regardless of amount of insured events through the year; amounts of reimbursements of financial losses (expenses) do not exceed the limits, specified for each type of risk.
What to do in case of insured event? >>>

This type of insurance is not investment insurance and does not provide for a refund of insurance premium for the insurance period elapsed or previously paid for.

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