BSGV: Individual clients - Loans - Car Loan

Individual Clients >> Car Loan >> Buy - Back

BSGV and Volkswagen Group Finance offer an exclusive Buy-Back lending program for purchasing of Audi, Skoda and Volkswagen cars on credit.

Within this program the Bank gives its clients an opportunity to define a sum of the principal debt, which will be paid at once at the end of the loan period. One of the benefits of this credit is that the car dealer guarantees the buy-back of the car for an amount not below the sum of the principal debt. This means that the clients are offered either to pay the final sum of the debt and hold the car, or to sell it according to Trade-in system and acquire a new model. This feature is available at all official dealers of Audi, Skoda and Volkswagen.

Loan features:

- loans are granted in USD, EUR, RUR - upon your choice
- loan amount - from 5,000 USD/ EUR or 150 000 RUB
- credit term: from 6 months to 3 years
- car pledge
Interest rates:
Standard rates: 20% in rubles, 15% in USD/ EUR

Loan benefits:

- 1 day for approval as long as all the supporting documents are provided
- monthly credit repayment in equal amounts
- flexible schedule with free early redemption possible after a 6-month period
- automatic debiting of the installments to your current account
- discount and assistance in insurance cover registration

You are eligible for obtaining a loan if you:

- are over 23
- can documentally confirm your income
- possess the amount equal to the first instalment
- willing to purchase a new car in one of the Bank's partner car dealers

What to do:

- choose a car from an official car dealership
- request the bank for a car loan by calling the Bank’s Call Center. The operator will fix you a meeting with your personal manager at the time most suitable for you at one of BSGV branches of your choice.
- after the bank’s approval, make the initial installment to the car dealer and draw up an insurance

BSGV Tariffs

For information on our rates please do not hesitate to contact our Call Center

Banking charges:

- initial installment for the car
- monthly installments for credit and interest repayment
- commission for credit granting (250 USD/EUR or 7000 RUB)
- commission for annual servicing the account
- annual payments for car insurance against total loss, damage or theft (CASCO)
- life insurance (if applicable)

- Documents required
- Crediting Procedure

Application

Loan application

Information for clients:

In order to avoid problems and/or losses of funds when loan repayment, BSGV doesn't recommend making payments via channels which are not represented on BSGV official web-site or in other informational materials, issued by the Bank. BSGV declines any responsibility for operations performed via such channels.

Related Products:

- Current account - the basic means connecting the bank with its clients. For your convenience the monthly installments are automatically debited to your current account.
- Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies.

- Standard Car Loan
- Loan for Used Vehicles