BSGV offers car loans for used vehicles not older than 8 years at the moment of loan granting purchasing from official dealer, non official dealer or individual person.
|
Car loan features:
- loans are granted in USD, EUR and RUB - upon your choice
- loan amount starts from 5,000 USD/ EUR or 150 000 RUB
- maximum loan amount: 120 000 USD, 80 000 EUR, 3 000 000 RUB (in case of purchasing car from official car dealer)
- maximum loan amount: 39 000 USD, 30 000 EUR, 1 380 000 RUB (in case of purchasing car from non official car dealer or individual person)
- commission for credit granting (250 USD/EUR, 7000 RUB)
- credit term: from 6 months to 5 years
- car pledge
Standard Interest rates:
|
Purchasing car from
official car dealer* |
Purchasing car from non official
car dealer or individual person** |
| Downpayment |
From 20% of car cost according to
purchasing contract (inclusive) |
| 6 – 12 months |
14% |
RUR |
16% |
RUR |
| 12% |
USD |
15% |
USD |
| 11% |
EUR |
15% |
EUR |
| 13- 36 months |
15% |
RUR |
17% |
RUR |
| 13% |
USD |
15% |
USD |
| 12% |
EUR |
15% |
EUR |
| 37-60 months |
16% |
RUR |
18% |
RUR |
| 14% |
USD |
15% |
USD |
| 13% |
EUR |
15% |
EUR |
|
|
* the car should be initially imported and sold by official dealer in Russia
** the number of car owner can not exceed 3 under PTS for purchasing date
What do you need to do?
- choose a car
- request BSGV for a car loan by calling the Bank’s Call Center. The operator will fix you a meeting with your personal manager at the time most suitable fo you at one of BSGV branches of your choice.
- after the Bank’s approval, make the initial installment to the car dealer and draw up an insurance with one of the insurance companies.
BSGV tariffs:
For information on our rates, please, do not hesitate to contact our Call Center.
- Banking charges
- Documents required for loan consideration
- Crediting Procedure
Information for clients:
In order to avoid problems and/or losses of funds when loan repayment, BSGV doesn't recommend making payments via channels which are not represented on BSGV official web-site or in other informational materials, issued by the Bank. BSGV declines any responsibility for operations performed via such channels.
Related Products:
- Standard Car Loan
- Buy-Back Loan
- Current account - is the basic means connecting the bank with its clients. For your convenience the monthly installments are automatically debited to your current account.
- Banking Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies. |
