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Individual Clients >> Car Loan >> Standard Car Loan

Standard Car Loan with downpayment from 20% is suitable for you if you wish to purchase a new car from official car dealer.


 Loan features:

- loan is granted in USD, EUR and RUB - upon your choice
- loan amount starts from 5,000 USD/ EUR or 150 000 RUB
- maximum loan amount is not limited (should it not exceed 70% of the car value)
- commission for credit granting (250 USD/euro, 7000 RUB) 
- credit term: from 6 months to 5 years
- car pledge 

Standard Interest rates: 

  
Loan term/ Downpayment
 
    
From 20% of car cost
according to purchasing contract
(inclusive)
  
From 40% of car cost
according to purchasing contract
(inclusive)   
   
6 – 12 months
      
   13%    RUR      12%    RUR
   10%    USD    9%    USD
   9%    EUR    8%    EUR
   
13- 36 months
      
   14%    RUR    13%    RUR
   11%    USD    10%    USD
   10%    EUR    9%    EUR
   
37-60 months
    
   15%    RUR    14%    RUR
   12%    USD    11%    USD
   11%    EUR    10%    EUR

  
  

What to do:

- choose a car from an official car dealership
- request the bank for a car loan by calling the bank’s Call Center. The operator will fix you a meeting with your personal manager at the time most suitable for you at one of BSGV branches of your choice.
- after the bank’s approval, make the initial installment to the car dealer and draw up an insurance with one of the insurance companies.


Our tariffs:

For information on our rates please do not hesitate to contact our Call Center

 - Charges
 - Documents required
 - Crediting Procedure

Application

Loan application                       

 

 


Information for clients:

In order to avoid problems and/or losses of funds when loan repayment, BSGV doesn't recommend making payments via channels which are not represented on BSGV official web-site or in other informational materials, issued by the Bank. BSGV declines any responsibility for operations performed via such channels.


Related Products:

 - Current account - is the basic means connecting the bank with its clients. For your convenience the monthly installments are automatically debited to your current account. 
 - Banking Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies.

- Buy-Back Loan
- Loan for Used Vehicles

Rates of Bank of Russia
USD 29,7249
EUR 40,3367
GBP 44,3406
11 March 2010


BSGV questionnaire

How did you find out about BSGV?

  Call Center
Moscow: +7 (495) 7830000
Saint-Petersburg: +7 (812) 3362336
Other regions: 8 800 700 600 0 
Cardholder support center: 8 800 700 600 0
(Moscow and other regions)

www.socgen.com
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