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Individual Clients >> Consumer loans >> Home Renovation Loan

 If you are thinking of renovating your home and need a loan that is simple, fast and affordable, BSGV offer is just what you need.
We can help towards the cost of repairs to your home offering attractive rates, easy repayment scheme and highly individual approach!

BSGV renovation loan features:

- loans are granted in rubles, US dollars and euro - upon your choice
- loan amount: from RUB 300 000 to RUB 750 000 (equivalent in EUR or RUB)
- standard interest rates (21% for RUB and 18% for USD loans, 18% for EUR)               
- credit term: from 1 to 5 years
- preliminary pledge of property under renovation is obligatory     
   

Renovation loan benefits:

- no hidden fees and commissions
- monthly fixed installment repayments
- credit decision process takes 3-4 days and is free
- flexible repayment schedule with free advanced redemption possible after 6 months
- automatic debiting of the installments to your current account 


 - Documents required for loan consideration*


 - Crediting Procedure

Application

Preliminary loan application                 

 

 
Your expenses:

- monthly installments for credit and interest repayment
- commission for credit granting (RUB 9000/ USD 350/ 300 euro)
- commission for servicing the account 
- payments for life insurance (if applicable)

BSGV rates:

For information on our rates please do not hesitate to contact our Call Center.


*The Bank may also ask for a Guarantor (in this case a Guarantor shall provide the Bank with the same documents).


Information for clients:

In order to avoid problems and/or losses of funds when loan repayment, BSGV doesn't recommend making payments via channels which are not represented on BSGV official web-site or in other informational materials, issued by the Bank. BSGV declines any responsibility for operations performed via such channels.



Related Products:

 - Travel Loan
 - Current account - the basic means connecting the bank with its clients. For your convenience the monthly installments are automatically debited to your current account. 
 - Banking Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies.

Rates of Bank of Russia
USD 30,6858
EUR 39,2901
GBP 47,2500
03 September 2010


BSGV questionnaire

How did you find out about BSGV?

  Call Center
Moscow: +7 (495) 7830000
Saint-Petersburg: +7 (812) 3362336
Other regions: 8 800 700 600 0* 
Cardholder support center: 8 800 700 600 0*
(*Moscow and other regions, free for all regions)

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