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Individual Clients >> Consumer loans >> Home Renovation Loan

 If you are thinking of renovating your home and need a loan that is simple, fast and affordable, BSGV offer is just what you need.
We can help towards the cost of repairs to your home offering attractive rates, easy repayment scheme and highly individual approach!

  Renovation loan features:

- loans are granted in rubles, US dollars and euros - upon your choice
- amount of loan: from 10,000 to 25,000 USD (equivalent in EUR or RUB)
- standard interest rates (18% for USD loans, 18% for EUR and 21% for RUB)               
- credit term: from 1 to 5 years
- pledge - realty subject to renovation   
   

Renovation loan benefits:

- 3 to 4 days approval as long as all the supporting documents are provided
- monthly credit repayment in equal amounts
- flexible repayment schedule with free advanced redemption possible after 6 months
- automatic debiting of the installments to your current account
- assistance in life insurance cover registration (if applicable)

 - Documents required for loan consideration*


 - Crediting Procedure

Application

Loan application                 

 

 
Banking charges:

- monthly installments for credit and interest repayment
- commission for credit granting (350 US dollars/ 300 euro or 9000 RUB)
- commission for servicing the account 
- payments for life insurance (if applicable)

BSGV rates:

For information on our rates please do not hesitate to contact our Call Center.


*The Bank may also ask for a Guarantor (in this case a Guarantor shall provide the Bank with the same documents).


Information for clients:

In order to avoid problems and/or losses of funds when loan repayment, BSGV doesn't recommend making payments via channels which are not represented on BSGV official web-site or in other informational materials, issued by the Bank. BSGV declines any responsibility for operations performed via such channels.



Related Products:

 - Travel Loan
 - Current account - the basic means connecting the bank with its clients. For your convenience the monthly installments are automatically debited to your current account. 
 - Banking Cards - for easier handling of your account BSGV offers VISA/ MasterCard cards in different currencies.

Rates of Bank of Russia
USD 29,7249
EUR 40,3367
GBP 44,3406
11 March 2010


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How did you find out about BSGV?

  Call Center
Moscow: +7 (495) 7830000
Saint-Petersburg: +7 (812) 3362336
Other regions: 8 800 700 600 0 
Cardholder support center: 8 800 700 600 0
(Moscow and other regions)

www.socgen.com
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