BSGV presents a new service - Loan for purchasing a motorcycle (scooter) on attractive conditions.
BSGV will grant you a credit for a new officially imported motorcycle (scooter) of any brand from any official dealer.
Motorcycle loan features:
-
loans are granted in USD, EUR and RUB - upon your choice
-
minimum loan amount is USD 3000, EUR 3000 and RUB 90 000
-
maximum loan amount is not limited (should it not exceed 75% of a motorcycle value)
-
standard interest rates: 13% (USD), 14% (EUR), 18% (RUB)
-
credit term: from 6 to 36 months
-
motorcycle pledge
-
a loan can be granted if a motorcycle is imported to RF in accordance with customs legislation and stored by dealer |
|
Insurance:
Security of the loan is life and disablement risk insurance for the loan period and for the amount equaled to loan debt increased by 10%. Beneficiary under life insurance policy is the Creditor.
Borrower is able to secure consumer loan by providing insurance policy to the bank or to choose consumer loan without security in the form of life insurance.
The insurance policy may be issued by any insurance company or by the insurance company, recommended by the bank.
Interest rate is standard:
- when borrower provides the insurance policy issued by the insurance company recommended by the bank;
Interest rate is standard +3%:
- when borrower provides the insurance policy issued by any insurance company;
- when borrower chooses consumer loan without security in the form of life insurance.
Obligatory insurance: obligatory insurance under the risks "Theft" and "Total damage/ loss of the vehicle" in the insurance company, recommended by the Bank.
Bank’s Tariffs:
- An issuance fee is USD 200, EUR 200 or RUB 6000
- Penalties for overdue: 2% of the late instalment per day
What are your charges?
- downpayment of minimum 25% of a motorcycle price
- monthly installments for credit and interest repayment
- annual fee for accounts servicing in accordance with Bank’s tariffs
- one time payment for loan disbursement according to the Bank’s tariffs
- annual motorcycle insurance*
- life and disability insurance of the Borrower (if applicable)
*You will have to insure your motorcycle in one of the insurance companies recommended by the Bank.
BSGV rates:
For information on our rates please do not hesitate to contact our Call Center.
- Documents required for loan consideration
- Crediting Procedure
Information for clients:
In order to avoid problems and/or losses of funds when loan repayment, BSGV doesn't recommend making payments via channels which are not represented on BSGV official web-site or in other informational materials, issued by the Bank. BSGV declines any responsibility for operations performed via such channels.
Related Products:
- Current account - the basic means connecting the bank with its clients. For your convenience the monthly installments are automatically debited to your current account.
- Banking Cards - for easier handling of your account, BSGV offers VISA/ MasterCard cards in different currencies.
|
